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On the flip-side, if you’re a good customer and make all payments on time you won’t see any benefit in your score.

Just as a school teacher roots for his students, the Center for Digital Government is hopeful every two years that each respondent to its Digital States Survey will astound with reports of their technological feats.

Though a competition of sorts, the Digital States Survey is more a showcase of state government's collective technology portfolio.

It’s also worth noting that Pay Pal won’t offer you any of the typical rewards that normally go hand-in-hand with credit card usage – think air miles, reward points, or cash-back deals.

Instead, it’ll offer you promotional offers such as reduced interest rates or interest-free rates on certain purchases when you’re checking out of an online store.

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